Later Life Mortgages, Equity Release & Retirement Lending

Rockhopper Later Life Finance is a specialist mortgage advice service for borrowers aged 55 and over, and a trading style of Capital Fortune Rockhopper Ltd. We help homeowners, retirees, and later life landlords find lending that suits their circumstances, drawing on the whole of the market for later life products. Our advisers cover equity release and lifetime mortgages, retirement interest only (RIO), interest only and standard residential mortgages, and buy to let for older borrowers, alongside more specialist cases. The needs we see range from remortgaging in or approaching retirement and raising capital, to releasing equity to help family or fund home improvements, to reviewing an existing plan. Our approach is to understand your objectives, research suitable lenders, and explain the options in plain terms so you can decide what fits, rather than being steered toward a single lender’s range.

Customers come to us because later life lending is a specialism rather than a sideline. The products, lenders, and rules differ from those in the mainstream mortgage market, and our advisers focus on this area so they understand it properly. Rockhopper Later Life Finance is a trading style of Capital Fortune Rockhopper Ltd, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. We aim to reduce the complexity that can come with borrowing later in life, giving older borrowers and their families straightforward guidance, realistic expectations, and access to options across the market that may suit their plans, subject to individual circumstances and lender criteria.